Exodus 22:15

But if the owner thereof be with it, he shall not make it good: if it be an hired thing, it came for his hire.

If the owner of it is with it, he shall not make it good. If it is a leased thing, it came for its lease.

If the owner thereof be with it, he shall not make it good: if it be a hired thing, it came for its hire.

if its owner `is' with it, he doth not repay, -- if it `is' a hired thing, it hath come for its hire.

If the owner was present, no restitution is required. If the animal was rented, the fee covers the loss.